Delta SkyMiles Blue Business American Express Card vs Citi AAdvantage Platinum Select

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Blue Business American Express Card or Citi AAdvantage Platinum Select?

The Citi AAdvantage Platinum Select has the bigger bonus, 60,000 miles, worth roughly $840, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue Business American Express Card.

Is the Delta SkyMiles Blue Business American Express Card's $0 annual fee worth it compared to the Citi AAdvantage Platinum Select?

The Delta SkyMiles Blue Business American Express Card has no annual fee, so the question is whether the Citi AAdvantage Platinum Select's $99 fee is justified by its perks. If you'll use enough of the Citi AAdvantage Platinum Select's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue Business American Express Card.

Can I have both the Delta SkyMiles Blue Business American Express Card and Citi AAdvantage Platinum Select?

Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Blue Business American Express Card or the Citi AAdvantage Platinum Select first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue Business American Express Card: $1,000 spend in 6 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.