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Side-by-side

Delta SkyMiles Blue Business American Express Card vs Aer Lingus Visa Signature

Both are well-respected travel cards. The Delta SkyMiles Blue Business American Express Card comes from American Express at $0/yr; the Aer Lingus Visa Signature from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Blue Business American Express CardAer Lingus Visa Signature
Annual fee$0$95
Sign-up bonus10,000 Delta SkyMiles75,000 Avios
Bonus value (est.)$110-
Min spend to unlock bonus$1,000 in 6 mo$5,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinesstravel
Best earning category (Delta)2x1x
Transfer partnersdelta-skymilesNone
Headline benefits
  • $0 annual fee
  • 2X Delta + 2X restaurants
  • 20% off Delta in-flight
  • No foreign transaction fees
    Read the full review
    Delta SkyMiles Blue Business American Express Card
    $0/yr · 10,000 Delta SkyMiles
    Read the full review
    Aer Lingus Visa Signature
    $95/yr · 75,000 Avios

    Editorial take: Delta SkyMiles Blue Business American Express Card

    The $0 annual fee Delta business card. Holds the SkyMiles relationship alive at zero cost and earns 2X on Delta + restaurants. For business owners flying Delta even occasionally, the $150 Gold Business's first-bag-free and 2X shipping/advertising categories usually justify the upgrade.

    Editorial take: Aer Lingus Visa Signature

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Blue Business American Express Card or Aer Lingus Visa Signature?
    The Delta SkyMiles Blue Business American Express Card has a public bonus (10,000 Delta SkyMiles, worth roughly $110), while the Aer Lingus Visa Signature doesn't advertise one right now.
    Is the Delta SkyMiles Blue Business American Express Card's $0 annual fee worth it compared to the Aer Lingus Visa Signature?
    The Delta SkyMiles Blue Business American Express Card has no annual fee, so the question is whether the Aer Lingus Visa Signature's $95 fee is justified by its perks. If you'll use enough of the Aer Lingus Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue Business American Express Card.
    Can I have both the Delta SkyMiles Blue Business American Express Card and Aer Lingus Visa Signature?
    Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Blue Business American Express Card or the Aer Lingus Visa Signature first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue Business American Express Card: $1,000 spend in 6 months. Aer Lingus Visa Signature: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.