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Side-by-side

The Business Platinum Card from Amex vs Southwest Rapid Rewards Priority

Both are well-respected travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the Southwest Rapid Rewards Priority from Chase at $229/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,860 more in estimated value) than the Southwest Rapid Rewards Priority's. Get the The Business Platinum Card from Amex first; revisit the Southwest Rapid Rewards Priority after you've earned that bonus.

FeatureThe Business Platinum Card from AmexSouthwest Rapid Rewards Priority
Annual fee$895$229
Sign-up bonus150,000 Membership Rewards points60,000 points
Bonus value (est.)$2,700$840
Min spend to unlock bonus$20,000 in 3 mo$2,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinessairline
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • 7,500 anniversary points
  • $75 annual travel credit
  • 4 upgraded boardings/year
  • 4x on Southwest
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
Southwest Rapid Rewards Priority
$229/yr · 60,000 points

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: Southwest Rapid Rewards Priority

If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit help offset the annual fee, and the 4x earning on Southwest is class-leading among airline cards.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or Southwest Rapid Rewards Priority?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 60,000 points (~$840) on the Southwest Rapid Rewards Priority.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the Southwest Rapid Rewards Priority?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Southwest Rapid Rewards Priority at $229/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and Southwest Rapid Rewards Priority?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the Southwest Rapid Rewards Priority first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. Southwest Rapid Rewards Priority: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.