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Side-by-side

The Business Platinum Card from Amex vs Hilton Honors American Express Aspire

Both are well-respected travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the Hilton Honors American Express Aspire from American Express at $550/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,825 more in estimated value) than the Hilton Honors American Express Aspire's. Get the The Business Platinum Card from Amex first; revisit the Hilton Honors American Express Aspire after you've earned that bonus.

FeatureThe Business Platinum Card from AmexHilton Honors American Express Aspire
Annual fee$895$550
Sign-up bonus150,000 Membership Rewards points175,000 points
Bonus value (est.)$2,700$875
Min spend to unlock bonus$20,000 in 3 mo$6,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categorybusinesshotel
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • Automatic Diamond status
  • Free weekend night certificate
  • $400 resort credit + $200 flight credit
  • $209 CLEAR + $100 Conrad/Waldorf
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
Hilton Honors American Express Aspire
$550/yr · 175,000 points

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: Hilton Honors American Express Aspire

Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property, even $1,000+ per night hotels.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or Hilton Honors American Express Aspire?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 175,000 points (~$875) on the Hilton Honors American Express Aspire.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the Hilton Honors American Express Aspire?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Hilton Honors American Express Aspire at $550/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and Hilton Honors American Express Aspire?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the Hilton Honors American Express Aspire first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. Hilton Honors American Express Aspire: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.