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Side-by-side

The Business Platinum Card from Amex vs British Airways Visa Signature

Both are well-respected travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the British Airways Visa Signature from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,650 more in estimated value) than the British Airways Visa Signature's. Get the The Business Platinum Card from Amex first; revisit the British Airways Visa Signature after you've earned that bonus.

FeatureThe Business Platinum Card from AmexBritish Airways Visa Signature
Annual fee$895$95
Sign-up bonus150,000 Membership Rewards points75,000 Bonus Avios
Bonus value (est.)$2,700$1,050
Min spend to unlock bonus$20,000 in 3 mo$5,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinesstravel
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • 75k Avios bonus
  • Travel Together ticket at $30k
  • No foreign tx fees
  • Great for short-haul AA
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
British Airways Visa Signature
$95/yr · 75,000 Bonus Avios

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: British Airways Visa Signature

Avios shine on short-haul AA flights (7,500 miles each way under 1,150 miles). The Travel Together ticket is amazing but requires $30k spend per year, only worth it if you already hit that.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or British Airways Visa Signature?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 75,000 Bonus Avios (~$1,050) on the British Airways Visa Signature.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the British Airways Visa Signature?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The British Airways Visa Signature at $95/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and British Airways Visa Signature?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the British Airways Visa Signature first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. British Airways Visa Signature: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.