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The Business Platinum Card from Amex vs Capital One Venture X

Both are well-respected travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the Capital One Venture X from Capital One at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,462 more in estimated value) than the Capital One Venture X's. Get the The Business Platinum Card from Amex first; revisit the Capital One Venture X after you've earned that bonus.

FeatureThe Business Platinum Card from AmexCapital One Venture X
Annual fee$895$395
Sign-up bonus150,000 Membership Rewards points75,000 miles
Bonus value (est.)$2,700$1,238
Min spend to unlock bonus$20,000 in 3 mo$4,000 in 3 mo
IssuerAmerican ExpressCapital One
Card categorybusinesstravel
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrcapital-one
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • $300 annual travel credit
  • 10,000 anniversary miles
  • Capital One Lounges
  • 2x on all other purchases
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
Capital One Venture X
$395/yr · 75,000 miles

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: Capital One Venture X

The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or Capital One Venture X?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 75,000 miles (~$1,238) on the Capital One Venture X.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the Capital One Venture X?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Capital One Venture X at $395/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and Capital One Venture X?
Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the Capital One Venture X first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. Capital One Venture X: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.