Editorial take: American Express Business Gold
The 4x on your top two categories each month is uniquely flexible, if your business spend varies, this auto-adapts. The credits need active use to offset the fee.
Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.
Both are well-respected travel cards. The American Express Business Gold comes from American Express at $375/yr; the Alaska Airlines Visa Signature from Bank of America at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the American Express Business Gold is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Alaska Airlines Visa Signature's. Get the American Express Business Gold first; revisit the Alaska Airlines Visa Signature after you've earned that bonus.
| Feature | American Express Business Gold | Alaska Airlines Visa Signature |
|---|---|---|
| Annual fee | $375 | $95 |
| Sign-up bonus | 100,000 Membership Rewards points | 70,000 miles + Companion Fare |
| Bonus value (est.) | $1,800 | $1,050 |
| Min spend to unlock bonus | $15,000 in 3 mo | $3,000 in 90 mo |
| Issuer | American Express | Bank of America |
| Card category | business | travel |
| Best earning category (Top_two_categories) | 4x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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The 4x on your top two categories each month is uniquely flexible, if your business spend varies, this auto-adapts. The credits need active use to offset the fee.
The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.