Editorial take: American Express Business Gold
The 4x on your top two categories each month is uniquely flexible, if your business spend varies, this auto-adapts. The credits need active use to offset the fee.
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Side-by-side
American Express Business Gold vs The Platinum Card from Amex
Both are well-respected travel cards. The American Express Business Gold comes from American Express at $375/yr; the The Platinum Card from Amex from American Express at $895/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the The Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,700 more in estimated value) than the American Express Business Gold's. Get the The Platinum Card from Amex first; revisit the American Express Business Gold after you've earned that bonus.
| Feature | American Express Business Gold | The Platinum Card from Amex |
|---|---|---|
| Annual fee | $375 | $895 |
| Sign-up bonus | 100,000 Membership Rewards points | 175,000 points |
| Bonus value (est.) | $1,800 | $3,500 |
| Min spend to unlock bonus | $15,000 in 3 mo | $12,000 in 6 mo |
| Issuer | American Express | American Express |
| Card category | business | travel |
| Best earning category (Top_two_categories) | 4x | 1x |
| Transfer partners | amex-mr | amex-mr |
| Headline benefits |
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Read the full review
American Express Business Gold
$375/yr · 100,000 Membership Rewards points
Read the full review
The Platinum Card from Amex
$895/yr · 175,000 points
Editorial take: The Platinum Card from Amex
The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $895 fee stings, but if you use even half the credits, you come out ahead.
Common questions
- Which card has the bigger sign-up bonus, American Express Business Gold or The Platinum Card from Amex?
- The The Platinum Card from Amex has the bigger bonus, 175,000 points, worth roughly $3,500, versus 100,000 Membership Rewards points (~$1,800) on the American Express Business Gold.
- Is the American Express Business Gold's $375 annual fee worth it compared to the The Platinum Card from Amex?
- At $375/yr, the American Express Business Gold is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the The Platinum Card from Amex's, pick the one whose perks you'll actually use.
- Can I have both the American Express Business Gold and The Platinum Card from Amex?
- Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Express Business Gold or the The Platinum Card from Amex first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Business Gold: $15,000 spend in 3 months. The Platinum Card from Amex: $12,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.