Blue Business Plus from Amex vs U.S. Bank Altitude Go Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Blue Business Plus from Amex or U.S. Bank Altitude Go Visa Signature Card?

The Blue Business Plus from Amex has the bigger bonus, 15,000 Membership Rewards points, worth roughly $270, versus 20,000 bonus points after $1,000 spend in 90 days (~$200) on the U.S. Bank Altitude Go Visa Signature Card.

Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?

The Blue Business Plus from Amex has no annual fee, so the question is whether the U.S. Bank Altitude Go Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Altitude Go Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.

Can I have both the Blue Business Plus from Amex and U.S. Bank Altitude Go Visa Signature Card?

Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Plus from Amex or the U.S. Bank Altitude Go Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.