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Side-by-side

Blue Business Plus from Amex vs Free Spirit Travel More World Elite Mastercard

Both are well-respected travel cards. The Blue Business Plus from Amex comes from American Express at $0/yr; the Free Spirit Travel More World Elite Mastercard from Bank of Missouri at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBlue Business Plus from AmexFree Spirit Travel More World Elite Mastercard
Annual fee$0$79
Sign-up bonus15,000 Membership Rewards points
Bonus value (est.)$270-
Min spend to unlock bonus$3,000 in 3 mo-
IssuerAmerican ExpressBank of Missouri
Card categorybusinesscashback
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersamex-mrNone
Headline benefits
  • 2x MR on all purchases up to $50k/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Pairs with Amex Gold/Plat for transfers
    Read the full review
    Blue Business Plus from Amex
    $0/yr · 15,000 Membership Rewards points
    Read the full review
    Free Spirit Travel More World Elite Mastercard
    $79/yr ·

    Editorial take: Blue Business Plus from Amex

    The silent workhorse of the Amex MR ecosystem. 2x on everything up to $50k/year with no annual fee. Pair it with the Platinum or Gold to unlock transfers, and you have a powerful everyday earner.

    Editorial take: Free Spirit Travel More World Elite Mastercard

    Common questions

    Which card has the bigger sign-up bonus, Blue Business Plus from Amex or Free Spirit Travel More World Elite Mastercard?
    The Blue Business Plus from Amex has a public bonus (15,000 Membership Rewards points, worth roughly $270), while the Free Spirit Travel More World Elite Mastercard doesn't advertise one right now.
    Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the Free Spirit Travel More World Elite Mastercard?
    The Blue Business Plus from Amex has no annual fee, so the question is whether the Free Spirit Travel More World Elite Mastercard's $79 fee is justified by its perks. If you'll use enough of the Free Spirit Travel More World Elite Mastercard's benefits to clear $79 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.
    Can I have both the Blue Business Plus from Amex and Free Spirit Travel More World Elite Mastercard?
    Yes, since they're from different issuers (American Express and Bank of Missouri) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Blue Business Plus from Amex or the Free Spirit Travel More World Elite Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. Free Spirit Travel More World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.