Editorial take: Blue Business Plus from Amex
The silent workhorse of the Amex MR ecosystem. 2x on everything up to $50k/year with no annual fee. Pair it with the Platinum or Gold to unlock transfers, and you have a powerful everyday earner.
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Side-by-side
Blue Business Plus from Amex vs Atmos Rewards Visa Signature Business Card
Both are well-respected travel cards. The Blue Business Plus from Amex comes from American Express at $0/yr; the Atmos Rewards Visa Signature Business Card from Bank of America at $70/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Atmos Rewards Visa Signature Business Card is the stronger pick today, the sign-up bonus is meaningfully larger ($850 more in estimated value) than the Blue Business Plus from Amex's. Get the Atmos Rewards Visa Signature Business Card first; revisit the Blue Business Plus from Amex after you've earned that bonus.
| Feature | Blue Business Plus from Amex | Atmos Rewards Visa Signature Business Card |
|---|---|---|
| Annual fee | $0 | $70 |
| Sign-up bonus | 15,000 Membership Rewards points | 70,000 points + $99 Companion Fare |
| Bonus value (est.) | $270 | $1,120 |
| Min spend to unlock bonus | $3,000 in 3 mo | $4,000 in 3 mo |
| Issuer | American Express | Bank of America |
| Card category | business | travel |
| Best earning category (All_purchases_first_50k_per_year) | 2x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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Read the full review
Blue Business Plus from Amex
$0/yr · 15,000 Membership Rewards points
Read the full review
Atmos Rewards Visa Signature Business Card
$70/yr · 70,000 points + $99 Companion Fare
Editorial take: Atmos Rewards Visa Signature Business Card
Common questions
- Which card has the bigger sign-up bonus, Blue Business Plus from Amex or Atmos Rewards Visa Signature Business Card?
- The Atmos Rewards Visa Signature Business Card has the bigger bonus, 70,000 points + $99 Companion Fare, worth roughly $1,120, versus 15,000 Membership Rewards points (~$270) on the Blue Business Plus from Amex.
- Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the Atmos Rewards Visa Signature Business Card?
- The Blue Business Plus from Amex has no annual fee, so the question is whether the Atmos Rewards Visa Signature Business Card's $70 fee is justified by its perks. If you'll use enough of the Atmos Rewards Visa Signature Business Card's benefits to clear $70 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.
- Can I have both the Blue Business Plus from Amex and Atmos Rewards Visa Signature Business Card?
- Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Blue Business Plus from Amex or the Atmos Rewards Visa Signature Business Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. Atmos Rewards Visa Signature Business Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.