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Blue Business Plus from Amex vs The Platinum Card from Amex

Both are well-respected travel cards. The Blue Business Plus from Amex comes from American Express at $0/yr; the The Platinum Card from Amex from American Express at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Platinum Card from Amex is the stronger pick today — the sign-up bonus is meaningfully larger ($1,300 more in estimated value) than the Blue Business Plus from Amex's. Get the The Platinum Card from Amex first; revisit the Blue Business Plus from Amex after you've earned that bonus.

FeatureBlue Business Plus from AmexThe Platinum Card from Amex
Annual fee$0$695
Sign-up bonus15,000 points80,000 points
Bonus value (est.)$300$1,600
Min spend to unlock bonus$3,000 in 3 mo$8,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categorybusinesstravel
Best earning category (All_purchases)2x1x
Transfer partnersamex-mramex-mr
Headline benefits
  • 2x MR on all purchases up to $50k/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Pairs with Amex Gold/Plat for transfers
  • Centurion Lounge access
  • $200 airline fee credit
  • $200 hotel credit
  • $200 Uber Cash
Read the full review
Blue Business Plus from Amex
$0/yr · 15,000 points
Read the full review
The Platinum Card from Amex
$695/yr · 80,000 points

Editorial take: Blue Business Plus from Amex

The silent workhorse of the Amex MR ecosystem. 2x on everything up to $50k/year with no annual fee. Pair it with the Platinum or Gold to unlock transfers, and you have a powerful everyday earner.

Editorial take: The Platinum Card from Amex

The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $695 fee stings, but if you use even half the credits, you come out ahead.

Common questions

Which card has the bigger sign-up bonus, Blue Business Plus from Amex or The Platinum Card from Amex?
The The Platinum Card from Amex has the bigger bonus — 80,000 points, worth roughly $1,600, versus 15,000 points (~$300) on the Blue Business Plus from Amex.
Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the The Platinum Card from Amex?
The Blue Business Plus from Amex has no annual fee, so the question is whether the The Platinum Card from Amex's $695 fee is justified by its perks. If you'll use enough of the The Platinum Card from Amex's benefits to clear $695 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.
Can I have both the Blue Business Plus from Amex and The Platinum Card from Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Plus from Amex or the The Platinum Card from Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. The Platinum Card from Amex: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.