Blue Business Cash Card from American Express vs IHG One Rewards Premier

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or IHG One Rewards Premier?

The IHG One Rewards Premier has the bigger bonus, 185,000 bonus points, worth roughly $925, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.

Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the IHG One Rewards Premier?

The Blue Business Cash Card from American Express has no annual fee, so the question is whether the IHG One Rewards Premier's $99 fee is justified by its perks. If you'll use enough of the IHG One Rewards Premier's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.

Can I have both the Blue Business Cash Card from American Express and IHG One Rewards Premier?

Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Cash Card from American Express or the IHG One Rewards Premier first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.