Blue Business Cash Card from American Express vs CitiBusiness / AAdvantage Platinum Select Mastercard

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or CitiBusiness / AAdvantage Platinum Select Mastercard?

The CitiBusiness / AAdvantage Platinum Select Mastercard has the bigger bonus, 65,000 miles, worth roughly $1,073, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.

Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?

The Blue Business Cash Card from American Express has no annual fee, so the question is whether the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 fee is justified by its perks. If you'll use enough of the CitiBusiness / AAdvantage Platinum Select Mastercard's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.

Can I have both the Blue Business Cash Card from American Express and CitiBusiness / AAdvantage Platinum Select Mastercard?

Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Cash Card from American Express or the CitiBusiness / AAdvantage Platinum Select Mastercard first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.