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Side-by-side

Blue Business Cash Card from American Express vs TAP Miles and Go American Express Card

Both are well-respected travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the TAP Miles and Go American Express Card from Cardless at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBlue Business Cash Card from American ExpressTAP Miles and Go American Express Card
Annual fee$0$79
Sign-up bonus$250 statement credit40,000 bonus miles
Bonus value (est.)$250-
Min spend to unlock bonus$3,000 in 3 mo$2,500 in 3 mo
IssuerAmerican ExpressCardless
Card categorybusinessairline
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or TAP Miles and Go American Express Card?
The Blue Business Cash Card from American Express has a public bonus ($250 statement credit, worth roughly $250), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the TAP Miles and Go American Express Card?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the TAP Miles and Go American Express Card's $79 fee is justified by its perks. If you'll use enough of the TAP Miles and Go American Express Card's benefits to clear $79 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and TAP Miles and Go American Express Card?
Yes, since they're from different issuers (American Express and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the TAP Miles and Go American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. TAP Miles and Go American Express Card: $2,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.