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Side-by-side

Blue Business Cash Card from American Express vs Marriott Bonvoy Brilliant Amex

Both are well-respected travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the Marriott Bonvoy Brilliant Amex from American Express at $650/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Brilliant Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($800 more in estimated value) than the Blue Business Cash Card from American Express's. Get the Marriott Bonvoy Brilliant Amex first; revisit the Blue Business Cash Card from American Express after you've earned that bonus.

FeatureBlue Business Cash Card from American ExpressMarriott Bonvoy Brilliant Amex
Annual fee$0$650
Sign-up bonus$250 statement creditup to 150,000 Marriott Bonvoy points
Bonus value (est.)$250$1,050
Min spend to unlock bonus$3,000 in 3 mo-
IssuerAmerican ExpressAmerican Express
Card categorybusinesshotel
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • Auto Platinum status
  • 85k free night cert
  • $300 dining credit
  • Priority Pass
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
Marriott Bonvoy Brilliant Amex
$650/yr · up to 150,000 Marriott Bonvoy points

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: Marriott Bonvoy Brilliant Amex

The Platinum status is legitimately valuable (lounge access, suite upgrades), but the $650 fee is steep. Justify it only if you stay at Marriotts 8+ times a year.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or Marriott Bonvoy Brilliant Amex?
The Marriott Bonvoy Brilliant Amex has the bigger bonus, up to 150,000 Marriott Bonvoy points, worth roughly $1,050, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the Marriott Bonvoy Brilliant Amex?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the Marriott Bonvoy Brilliant Amex's $650 fee is justified by its perks. If you'll use enough of the Marriott Bonvoy Brilliant Amex's benefits to clear $650 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and Marriott Bonvoy Brilliant Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the Marriott Bonvoy Brilliant Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. Marriott Bonvoy Brilliant Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.