Blue Business Cash Card from American Express vs American Express Gold Card

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or American Express Gold Card?

The American Express Gold Card has the bigger bonus, 100,000 points, worth roughly $2,000, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.

Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the American Express Gold Card?

The Blue Business Cash Card from American Express has no annual fee, so the question is whether the American Express Gold Card's $325 fee is justified by its perks. If you'll use enough of the American Express Gold Card's benefits to clear $325 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.

Can I have both the Blue Business Cash Card from American Express and American Express Gold Card?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Cash Card from American Express or the American Express Gold Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. American Express Gold Card: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.