Blue Business Cash Card from American Express vs Delta SkyMiles Reserve Amex

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or Delta SkyMiles Reserve Amex?

The Delta SkyMiles Reserve Amex has the bigger bonus, 100,000 miles, worth roughly $1,100, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.

Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the Delta SkyMiles Reserve Amex?

The Blue Business Cash Card from American Express has no annual fee, so the question is whether the Delta SkyMiles Reserve Amex's $650 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Reserve Amex's benefits to clear $650 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.

Can I have both the Blue Business Cash Card from American Express and Delta SkyMiles Reserve Amex?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Cash Card from American Express or the Delta SkyMiles Reserve Amex first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. Delta SkyMiles Reserve Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.