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Blue Business Cash Card from American Express vs Delta SkyMiles Gold Business Amex

Both are business travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the Delta SkyMiles Gold Business Amex from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from American Express and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Delta SkyMiles Gold Business Amex costs $150 more per year, only worth it if you'll actually use the upgraded perks.

FeatureBlue Business Cash Card from American ExpressDelta SkyMiles Gold Business Amex
Annual fee$0$150
Sign-up bonus$250 statement credit60,000 bonus miles
Bonus value (est.)$250-
Min spend to unlock bonus$3,000 in 3 mo-
IssuerAmerican ExpressAmerican Express
Card categorybusinessbusiness
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • Free checked bag
  • $200 flight credit
  • 2x on Delta + shipping
  • First year free
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: Delta SkyMiles Gold Business Amex

A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or Delta SkyMiles Gold Business Amex?
The Blue Business Cash Card from American Express has a public bonus ($250 statement credit, worth roughly $250), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the Delta SkyMiles Gold Business Amex?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the Delta SkyMiles Gold Business Amex's $150 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Gold Business Amex's benefits to clear $150 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and Delta SkyMiles Gold Business Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the Delta SkyMiles Gold Business Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. Delta SkyMiles Gold Business Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.