Blue Business Cash Card from American Express vs The Business Platinum Card from Amex

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or The Business Platinum Card from Amex?

The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.

Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the The Business Platinum Card from Amex?

The Blue Business Cash Card from American Express has no annual fee, so the question is whether the The Business Platinum Card from Amex's $895 fee is justified by its perks. If you'll use enough of the The Business Platinum Card from Amex's benefits to clear $895 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.

Can I have both the Blue Business Cash Card from American Express and The Business Platinum Card from Amex?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Cash Card from American Express or the The Business Platinum Card from Amex first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. The Business Platinum Card from Amex: $20,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.