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Blue Business Cash Card from American Express vs Blue Business Plus from Amex

Both are business travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the Blue Business Plus from Amex from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from American Express and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Blue Business Plus from Amex costs $0 more per year, only worth it if you'll actually use the upgraded perks.

FeatureBlue Business Cash Card from American ExpressBlue Business Plus from Amex
Annual fee$0$0
Sign-up bonus$250 statement credit15,000 Membership Rewards points
Bonus value (est.)$250$270
Min spend to unlock bonus$3,000 in 3 mo$3,000 in 3 mo
IssuerAmerican ExpressAmerican Express
Card categorybusinessbusiness
Best earning category (All_purchases_first_50k_per_year)2x2x
Transfer partnersNoneamex-mr
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • 2x MR on all purchases up to $50k/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Pairs with Amex Gold/Plat for transfers
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
Blue Business Plus from Amex
$0/yr · 15,000 Membership Rewards points

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: Blue Business Plus from Amex

The silent workhorse of the Amex MR ecosystem. 2x on everything up to $50k/year with no annual fee. Pair it with the Platinum or Gold to unlock transfers, and you have a powerful everyday earner.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or Blue Business Plus from Amex?
The Blue Business Plus from Amex has the bigger bonus, 15,000 Membership Rewards points, worth roughly $270, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the Blue Business Plus from Amex?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the Blue Business Plus from Amex's $0 fee is justified by its perks. If you'll use enough of the Blue Business Plus from Amex's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and Blue Business Plus from Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the Blue Business Plus from Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. Blue Business Plus from Amex: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.