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Side-by-side

Alliant Cashback Visa Signature Card vs Target Circle Card Mastercard

Both are cashback travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Target Circle Card Mastercard from TD Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAlliant Cashback Visa Signature CardTarget Circle Card Mastercard
Annual fee$0$0
Sign-up bonusNo welcome bonus
Bonus value (est.)$0-
Min spend to unlock bonus$0 in 0 mo-
IssuerAlliantTD Bank
Card categorycashbackcashback
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Alliant Cashback Visa Signature Card
      $0/yr · No welcome bonus
      Read the full review
      Target Circle Card Mastercard
      $0/yr ·

      Editorial take: Alliant Cashback Visa Signature Card

      Editorial take: Target Circle Card Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Target Circle Card Mastercard?
      The Alliant Cashback Visa Signature Card has a public bonus (No welcome bonus, worth roughly $0), while the Target Circle Card Mastercard doesn't advertise one right now.
      Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Target Circle Card Mastercard?
      The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Target Circle Card Mastercard's $0 fee is justified by its perks. If you'll use enough of the Target Circle Card Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
      Can I have both the Alliant Cashback Visa Signature Card and Target Circle Card Mastercard?
      Yes, since they're from different issuers (Alliant and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Alliant Cashback Visa Signature Card or the Target Circle Card Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Target Circle Card Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.