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Alliant Cashback Visa Signature Card vs Wyndham Rewards Earner Plus Card
Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Wyndham Rewards Earner Plus Card from Barclays at $75/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Alliant Cashback Visa Signature Card | Wyndham Rewards Earner Plus Card |
|---|---|---|
| Annual fee | $0 | $75 |
| Sign-up bonus | No welcome bonus | 45,000 points |
| Bonus value (est.) | $0 | $450 |
| Min spend to unlock bonus | $0 in 0 mo | $1,000 in 3 mo |
| Issuer | Alliant | Barclays |
| Card category | cashback | hotel |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Alliant Cashback Visa Signature Card
$0/yr · No welcome bonus
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 45,000 points
Editorial take: Wyndham Rewards Earner Plus Card
Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.
Common questions
- Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Wyndham Rewards Earner Plus Card?
- The Wyndham Rewards Earner Plus Card has the bigger bonus, 45,000 points, worth roughly $450, versus No welcome bonus (~$0) on the Alliant Cashback Visa Signature Card.
- Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Wyndham Rewards Earner Plus Card?
- The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Wyndham Rewards Earner Plus Card's $75 fee is justified by its perks. If you'll use enough of the Wyndham Rewards Earner Plus Card's benefits to clear $75 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
- Can I have both the Alliant Cashback Visa Signature Card and Wyndham Rewards Earner Plus Card?
- Yes, since they're from different issuers (Alliant and Barclays) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Alliant Cashback Visa Signature Card or the Wyndham Rewards Earner Plus Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Wyndham Rewards Earner Plus Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.