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Alliant Cashback Visa Signature Card vs Delta SkyMiles Platinum Business American Express Card
Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Delta SkyMiles Platinum Business American Express Card from American Express at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($840 more in estimated value) than the Alliant Cashback Visa Signature Card's. Get the Delta SkyMiles Platinum Business American Express Card first; revisit the Alliant Cashback Visa Signature Card after you've earned that bonus.
| Feature | Alliant Cashback Visa Signature Card | Delta SkyMiles Platinum Business American Express Card |
|---|---|---|
| Annual fee | $0 | $350 |
| Sign-up bonus | No welcome bonus | 70,000 miles |
| Bonus value (est.) | $0 | $840 |
| Min spend to unlock bonus | $0 in 0 mo | $6,000 in 6 mo |
| Issuer | Alliant | American Express |
| Card category | cashback | airline |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Alliant Cashback Visa Signature Card
$0/yr · No welcome bonus
Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 70,000 miles
Editorial take: Delta SkyMiles Platinum Business American Express Card
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic. Sky Club access at member rate is also better than nothing.
Common questions
- Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Delta SkyMiles Platinum Business American Express Card?
- The Delta SkyMiles Platinum Business American Express Card has the bigger bonus, 70,000 miles, worth roughly $840, versus No welcome bonus (~$0) on the Alliant Cashback Visa Signature Card.
- Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Delta SkyMiles Platinum Business American Express Card?
- The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Delta SkyMiles Platinum Business American Express Card's $350 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Platinum Business American Express Card's benefits to clear $350 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
- Can I have both the Alliant Cashback Visa Signature Card and Delta SkyMiles Platinum Business American Express Card?
- Yes, since they're from different issuers (Alliant and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Alliant Cashback Visa Signature Card or the Delta SkyMiles Platinum Business American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Delta SkyMiles Platinum Business American Express Card: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.