All credit cards
Side-by-side
Alliant Cashback Visa Signature Card vs Delta SkyMiles Platinum Amex
Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Delta SkyMiles Platinum Amex from American Express at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($990 more in estimated value) than the Alliant Cashback Visa Signature Card's. Get the Delta SkyMiles Platinum Amex first; revisit the Alliant Cashback Visa Signature Card after you've earned that bonus.
| Feature | Alliant Cashback Visa Signature Card | Delta SkyMiles Platinum Amex |
|---|---|---|
| Annual fee | $0 | $350 |
| Sign-up bonus | No welcome bonus | 90,000 miles |
| Bonus value (est.) | $0 | $990 |
| Min spend to unlock bonus | $0 in 0 mo | - |
| Issuer | Alliant | American Express |
| Card category | cashback | travel |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Alliant Cashback Visa Signature Card
$0/yr · No welcome bonus
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
Common questions
- Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Delta SkyMiles Platinum Amex?
- The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus No welcome bonus (~$0) on the Alliant Cashback Visa Signature Card.
- Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Delta SkyMiles Platinum Amex?
- The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Delta SkyMiles Platinum Amex's $350 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Platinum Amex's benefits to clear $350 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
- Can I have both the Alliant Cashback Visa Signature Card and Delta SkyMiles Platinum Amex?
- Yes, since they're from different issuers (Alliant and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Alliant Cashback Visa Signature Card or the Delta SkyMiles Platinum Amex first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Delta SkyMiles Platinum Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.