Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Alliant Cashback Visa Signature Card vs Blue Business Cash Card from American Express

Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Blue Business Cash Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAlliant Cashback Visa Signature CardBlue Business Cash Card from American Express
Annual fee$0$0
Sign-up bonusNo welcome bonus$250 statement credit
Bonus value (est.)$0$250
Min spend to unlock bonus$0 in 0 mo$3,000 in 3 mo
IssuerAlliantAmerican Express
Card categorycashbackbusiness
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
    • 2% cash back up to $50K/yr
    • $0 annual fee
    • 0% intro APR 12 months
    • Auto-credited to statement
    Read the full review
    Alliant Cashback Visa Signature Card
    $0/yr · No welcome bonus
    Read the full review
    Blue Business Cash Card from American Express
    $0/yr · $250 statement credit

    Editorial take: Alliant Cashback Visa Signature Card

    Editorial take: Blue Business Cash Card from American Express

    The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

    Common questions

    Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Blue Business Cash Card from American Express?
    The Blue Business Cash Card from American Express has the bigger bonus, $250 statement credit, worth roughly $250, versus No welcome bonus (~$0) on the Alliant Cashback Visa Signature Card.
    Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Blue Business Cash Card from American Express?
    The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Blue Business Cash Card from American Express's $0 fee is justified by its perks. If you'll use enough of the Blue Business Cash Card from American Express's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
    Can I have both the Alliant Cashback Visa Signature Card and Blue Business Cash Card from American Express?
    Yes, since they're from different issuers (Alliant and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Alliant Cashback Visa Signature Card or the Blue Business Cash Card from American Express first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Blue Business Cash Card from American Express: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.