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Both are airline travel cards. The Atmos Rewards Ascent Visa Signature comes from Bank of America at $95/yr; the Delta SkyMiles Gold American Express Card from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Atmos Rewards Ascent Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($640 more in estimated value) than the Delta SkyMiles Gold American Express Card's. Get the Atmos Rewards Ascent Visa Signature first; revisit the Delta SkyMiles Gold American Express Card after you've earned that bonus.
| Feature | Atmos Rewards Ascent Visa Signature | Delta SkyMiles Gold American Express Card |
|---|---|---|
| Annual fee | $95 | $150 |
| Sign-up bonus | 50,000 points + $0 Companion Fare | 80,000 bonus miles |
| Bonus value (est.) | $1,600 | $960 |
| Min spend to unlock bonus | $2,000 in 3 mo | $3,000 in 6 mo |
| Issuer | Bank of America | American Express |
| Card category | airline | airline |
| Best earning category (Alaska_hawaiian) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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The current Atmos Rewards Ascent card replaces Alaska's legacy Visa Signature. The Companion Fare alone justifies the $95 fee, book a paid Alaska or Hawaiian ticket, take a partner along for $99 + tax. Easy three-figure value at the West Coast / Asia-via-Alaska routes Alaska reaches.
A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
