Transfer Chase Ultimate Rewards to IHG One Rewards
The live transfer ratio is 1:1. Right now there's a +70% bonus running through Apr 30, 2026.
A 70% bonus is outstanding and among the largest transfer bonuses you will ever see for IHG. Transfer 50,000 Chase points to get 85,000 IHG points, which is enough for 2 free nights at most Holiday Inn or Holiday Inn Express properties. Stack this with IHG's 4th-night-free benefit on award stays to stretch your points even further. This size bonus is rare — IHG bonuses above 50% happen only once or twice a year.
What your Chase Ultimate Rewards points become after transfer
| If you transfer | You get (base) | With +70% bonus |
|---|---|---|
| 10,000 pts | 10,000 IHG One Rewards pts | 17,000 IHG One Rewards pts |
| 25,000 pts | 25,000 IHG One Rewards pts | 42,500 IHG One Rewards pts |
| 50,000 pts | 50,000 IHG One Rewards pts | 85,000 IHG One Rewards pts |
| 100,000 pts | 100,000 IHG One Rewards pts | 170,000 IHG One Rewards pts |
Calculations use the official 1:1 transfer ratio published by Chase Ultimate Rewards. Bonus column shows what you'd receive during the current promotion.
Should you transfer to IHG One Rewards?
With the +70% bonus running, transferring Chase Ultimate Rewards to IHG One Rewards is a stronger move than usual. Use the boosted ratio to lock in a redemption you've already verified.
The general rule: only transfer when you have a specific award flight or stay in mind. Transfers are non-reversible, and IHG One Rewards can devalue their award chart at any time. Build the itinerary first, confirm availability with the airline or hotel directly, then transfer the exact number of points needed.
The fastest way to find out if a transfer makes sense for your trip is to ask the AI advisor — it pulls your wallet balances, today's active bonuses, and the destination redemption sweet spots into a single recommendation.
How to transfer Chase Ultimate Rewards to IHG One Rewards
- Confirm award space first. Search for the specific flight or stay you want directly on IHG One Rewards's site, or use our award search to compare programs side-by-side.
- Log in to your Chase Ultimate Rewards account. Bank portals are the source of truth for current ratios — confirm the 1:1 ratio still applies at the moment you transfer.
- Select IHG One Rewards as the recipient. Enter your loyalty account number; transfers usually go through within a few minutes for airlines and a few hours to days for hotels.
- Book immediately.Award space disappears fast; if your seats or rooms are gone by the time the transfer lands, you're stuck holding partner points instead of bank points.
FAQ
- What is the transfer ratio from Chase Ultimate Rewards to IHG One Rewards?
- Chase Ultimate Rewards transfers to IHG One Rewards at 1:1. There is currently a +70% bonus, making the effective ratio 1:1.7 until Apr 30, 2026.
- How long does a Chase Ultimate Rewards to IHG One Rewards transfer take?
- Hotel transfers from Chase Ultimate Rewards can take anywhere from a few minutes to a couple of business days, depending on the partner. Always confirm the room is held before transferring.
- Are Chase Ultimate Rewards to IHG One Rewards transfers reversible?
- No. Once your points land in your IHG One Rewards account they cannot be moved back to Chase Ultimate Rewards. Confirm award availability before initiating the transfer.
- Is it worth transferring Chase Ultimate Rewards to IHG One Rewards?
- It depends on the redemption. IHG One Rewards is best used for hotel stays where their nightly rate produces a higher cents-per-point value than booking through your bank's travel portal. Use our advisor to evaluate whether your specific trip benefits.
Transfer ratios on this page reflect the official ratio published by Chase Ultimate Rewards at the time of our last data review. Always confirm the live ratio inside your account before transferring — transfers are non-reversible.