IHG One Rewards · feature explainer
IHG Premier card 4th-night-free explained
The single feature that makes IHG points competitive. Cuts effective points price by 25% on any 4+ night award stay.
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Key points
- Book 4 award nights with the IHG Premier card, the cheapest night is free
- Annual fee ($99) is offset by the free night certificate elsewhere
- Stacks with category bonuses but not with cash-pricing dates
- Only IHG Premier cardholders qualify. Premier Business doesn't
- Auto-applied at booking when card is the payment method on file
Our honest take
Without 4th-night-free, IHG is the weakest big chain program. With it, InterContinental Bora Bora 4-night stays clear 1¢/pt+ reliably.
Best use cases
InterContinental resort stays of 4+ nights, especially in French Polynesia, Bali, or Thailand.