1:1
Chase UR → Hyatt
Hyatt all-inclusive (Ziva/Zilara) at 25K-35K points/night vs $500-1,000 cash. The single best base-rate hotel transfer in points.
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Free guide · Updated May 10, 2026
Transfer Bonus Cheat Sheet
Every current points-transfer bonus worth knowing about, ranked by value, with plain-English notes on when each one pays off.
How to use this cheat sheet
- Scan the list below, bonuses ranked highest-percentage first.
- For each one that matches a card you already have, confirm the bonus is active in your own issuer account before transferring (some are targeted).
- Transfer only what you need for a specific booking. Points are always worth more in a partner program than sitting in bank points if the partner has a sweet spot.
- Points transfers are non-reversible. Verify twice.
Active Bonuses (0)
No active bonuses today, see recurring patterns + base-rate sweet spots below.What to expect each month
Bonuses turn over monthly, here's the historical cadence by issuer. Updated for June: watch for the patterns below.
Bilt Rewards
1st of every month, 'Transfer Day'
Rotates 100-150% bonuses across one or two partners per month. Confirmed monthly.
Chase Ultimate Rewards
2-4× per year
Most often Hyatt (rare, ~25%), British Airways/Iberia (40-50% common in Q2), Aer Lingus (20-30%), JetBlue (20-30%). Air Canada Aeroplan bonuses appear occasionally.
Amex Membership Rewards
1-2 per quarter
BA 30-40% is a recurring spring favorite. Air France/KLM 20-25% appears semi-regularly. Hilton and Marriott bonuses rare but high-value.
Citi ThankYou
Less frequent, harder to predict
Avianca LifeMiles, Turkish Miles & Smiles, and JetBlue are the most common partners. Watch for 25-30% promotions especially in Q4.
Capital One
1-2 per quarter
Wyndham 1:1 (effectively a 100% bonus over default 0.5-cent valuation). Air Canada Aeroplan bonuses are common, watch for 15-25%.
Base-rate sweet spots (no bonus needed)
These transfers are great value at the standard 1:1 ratio. Don't wait for a bonus that may never come, these book today.
1:1
Amex MR → ANA
Tokyo round-trip in business class for 75-95K miles depending on alliance routing. Book US-Japan first because availability is best 330+ days out.
1:1
Chase UR → United
United partner awards: Lufthansa, Swiss, Air Canada, ANA, Singapore. Often the cheapest path to Star Alliance business class from the US.
1:1
Amex MR → Air Canada Aeroplan
Star Alliance partner bookings, often cheaper than United for the same route. Especially good for transatlantic premium economy.
1:1
Citi TY → Singapore KrisFlyer
Singapore Suites + their Star Alliance partner award chart. Suites availability is gated to KrisFlyer redemptions only.
1:1
Bilt → Hyatt
Same Hyatt sweet spot as Chase, but earn rate from rent payments adds another base-rate transfer route. No annual fee.
Always verify before you transfer
This list is manually curated from public bank and loyalty-program announcements. Some bonuses are targeted and only appear in specific accounts. Confirm the live offer inside your card issuer's own dashboard before moving points, transfers are non-reversible.