earning

Transfer Bonus

Transfer Bonus Promotion

Definition

Limited-time promotion where a bank-points program offers extra points when transferring to a specific airline or hotel partner. Typically 20-40%.

Why it matters

Amex MR → Virgin Atlantic at 30% bonus drops the ANA business award from 65k pts to 50k. Active transfer bonuses are listed at /transfer-bonuses, updated multiple times per week.

Related terms in earning

SUB

Welcome offer when you open a new credit card and meet a minimum spend requirement (typically $3-15k in 3-6 months).

MSR

The amount you need to spend on a new card to trigger the sign-up bonus. Typically $3,000-15,000 within 3-6 months of opening.

Buy Points Sale

Periodic sales where a loyalty program lets you buy points directly at a discount. Typically 50-100% bonus on top of base purchase rate.

Manufactured Spend

Buying gift cards or money-order equivalents with a credit card to artificially hit minimum spend requirements without natural spending. Generally discouraged in mainstream points-and-miles.