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Side-by-side

Choice Privileges Mastercard vs Wells Fargo Signify Business Cash

Both are well-respected travel cards. The Choice Privileges Mastercard comes from Wells Fargo at $0/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChoice Privileges MastercardWells Fargo Signify Business Cash
Annual fee$0$0
Sign-up bonusNot advertised
Bonus value (est.)--
Min spend to unlock bonus--
IssuerWells FargoWells Fargo
Card categorytravelbusiness
Best earning category (Choice_hotels)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Choice Privileges Mastercard
      $0/yr ·
      Read the full review
      Wells Fargo Signify Business Cash
      $0/yr ·

      Editorial take: Choice Privileges Mastercard

      Editorial take: Wells Fargo Signify Business Cash

      Common questions

      Which card has the bigger sign-up bonus, Choice Privileges Mastercard or Wells Fargo Signify Business Cash?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Choice Privileges Mastercard's $0 annual fee worth it compared to the Wells Fargo Signify Business Cash?
      The Choice Privileges Mastercard has no annual fee, so the question is whether the Wells Fargo Signify Business Cash's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Signify Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Choice Privileges Mastercard.
      Can I have both the Choice Privileges Mastercard and Wells Fargo Signify Business Cash?
      Yes, though both are issued by Wells Fargo so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Choice Privileges Mastercard or the Wells Fargo Signify Business Cash first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Choice Privileges Mastercard: no published min spend. Wells Fargo Signify Business Cash: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.