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Choice Privileges Mastercard vs Choice Privileges Select Mastercard
Both are travel travel cards. The Choice Privileges Mastercard comes from Wells Fargo at $0/yr; the Choice Privileges Select Mastercard from Wells Fargo at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Wells Fargo and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Choice Privileges Select Mastercard costs $95 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | Choice Privileges Mastercard | Choice Privileges Select Mastercard |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | Not advertised | 60,000 bonus points |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | $3,000 in 3 mo |
| Issuer | Wells Fargo | Wells Fargo |
| Card category | travel | travel |
| Best earning category (Choice_hotels) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Choice Privileges Mastercard
$0/yr ·
Read the full review
Choice Privileges Select Mastercard
$95/yr · 60,000 bonus points
Editorial take: Choice Privileges Select Mastercard
Common questions
- Which card has the bigger sign-up bonus, Choice Privileges Mastercard or Choice Privileges Select Mastercard?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Choice Privileges Mastercard's $0 annual fee worth it compared to the Choice Privileges Select Mastercard?
- The Choice Privileges Mastercard has no annual fee, so the question is whether the Choice Privileges Select Mastercard's $95 fee is justified by its perks. If you'll use enough of the Choice Privileges Select Mastercard's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Choice Privileges Mastercard.
- Can I have both the Choice Privileges Mastercard and Choice Privileges Select Mastercard?
- Yes, though both are issued by Wells Fargo so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Choice Privileges Mastercard or the Choice Privileges Select Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Choice Privileges Mastercard: no published min spend. Choice Privileges Select Mastercard: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.