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Side-by-side

Choice Privileges Select Mastercard vs Wells Fargo Signify Business Cash

Both are well-respected travel cards. The Choice Privileges Select Mastercard comes from Wells Fargo at $95/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChoice Privileges Select MastercardWells Fargo Signify Business Cash
Annual fee$95$0
Sign-up bonus60,000 bonus points
Bonus value (est.)--
Min spend to unlock bonus$3,000 in 3 mo-
IssuerWells FargoWells Fargo
Card categorytravelbusiness
Best earning category (Travel)10x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Choice Privileges Select Mastercard
      $95/yr · 60,000 bonus points
      Read the full review
      Wells Fargo Signify Business Cash
      $0/yr ·

      Editorial take: Choice Privileges Select Mastercard

      Editorial take: Wells Fargo Signify Business Cash

      Common questions

      Which card has the bigger sign-up bonus, Choice Privileges Select Mastercard or Wells Fargo Signify Business Cash?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Choice Privileges Select Mastercard's $95 annual fee worth it compared to the Wells Fargo Signify Business Cash?
      At $95/yr, the Choice Privileges Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Signify Business Cash's, pick the one whose perks you'll actually use.
      Can I have both the Choice Privileges Select Mastercard and Wells Fargo Signify Business Cash?
      Yes, though both are issued by Wells Fargo so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Choice Privileges Select Mastercard or the Wells Fargo Signify Business Cash first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Choice Privileges Select Mastercard: $3,000 spend in 3 months. Wells Fargo Signify Business Cash: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.