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Side-by-side
Wells Fargo Business Elite Signature Card vs Choice Privileges Mastercard
Both are well-respected travel cards. The Wells Fargo Business Elite Signature Card comes from Wells Fargo at $125/yr; the Choice Privileges Mastercard from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Wells Fargo Business Elite Signature Card | Choice Privileges Mastercard |
|---|---|---|
| Annual fee | $125 | $0 |
| Sign-up bonus | Not advertised | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Wells Fargo | Wells Fargo |
| Card category | business | travel |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Wells Fargo Business Elite Signature Card
$125/yr ·
Read the full review
Choice Privileges Mastercard
$0/yr ·
Editorial take: Choice Privileges Mastercard
Common questions
- Which card has the bigger sign-up bonus, Wells Fargo Business Elite Signature Card or Choice Privileges Mastercard?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Wells Fargo Business Elite Signature Card's $125 annual fee worth it compared to the Choice Privileges Mastercard?
- At $125/yr, the Wells Fargo Business Elite Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Choice Privileges Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the Wells Fargo Business Elite Signature Card and Choice Privileges Mastercard?
- Yes, though both are issued by Wells Fargo so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wells Fargo Business Elite Signature Card or the Choice Privileges Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wells Fargo Business Elite Signature Card: no published min spend. Choice Privileges Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.