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Wells Fargo Active Cash Card vs Choice Privileges Mastercard
Both are well-respected travel cards. The Wells Fargo Active Cash Card comes from Wells Fargo at $0/yr; the Choice Privileges Mastercard from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Wells Fargo Active Cash Card | Choice Privileges Mastercard |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $200 cash rewards | Not advertised |
| Bonus value (est.) | $200 | - |
| Min spend to unlock bonus | - | - |
| Issuer | Wells Fargo | Wells Fargo |
| Card category | cashback | travel |
| Best earning category (Other) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Wells Fargo Active Cash Card
$0/yr · $200 cash rewards
Read the full review
Choice Privileges Mastercard
$0/yr ·
Editorial take: Choice Privileges Mastercard
Common questions
- Which card has the bigger sign-up bonus, Wells Fargo Active Cash Card or Choice Privileges Mastercard?
- The Wells Fargo Active Cash Card has a public bonus ($200 cash rewards, worth roughly $200), while the Choice Privileges Mastercard doesn't advertise one right now.
- Is the Wells Fargo Active Cash Card's $0 annual fee worth it compared to the Choice Privileges Mastercard?
- The Wells Fargo Active Cash Card has no annual fee, so the question is whether the Choice Privileges Mastercard's $0 fee is justified by its perks. If you'll use enough of the Choice Privileges Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Wells Fargo Active Cash Card.
- Can I have both the Wells Fargo Active Cash Card and Choice Privileges Mastercard?
- Yes, though both are issued by Wells Fargo so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wells Fargo Active Cash Card or the Choice Privileges Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wells Fargo Active Cash Card: no published min spend. Choice Privileges Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.