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Side-by-side

USAA Secured Visa Platinum vs Capital One Walmart Rewards Mastercard

Both are well-respected travel cards. The USAA Secured Visa Platinum comes from USAA at $0/yr; the Capital One Walmart Rewards Mastercard from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureUSAA Secured Visa PlatinumCapital One Walmart Rewards Mastercard
Annual fee$0$0
Sign-up bonusNone
Bonus value (est.)$0-
Min spend to unlock bonus$0 in 0 mo-
IssuerUSAACapital One
Card categoryrewardscashback
Best earning category (All_purchases)0x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      USAA Secured Visa Platinum
      $0/yr · None
      Read the full review
      Capital One Walmart Rewards Mastercard
      $0/yr ·

      Editorial take: USAA Secured Visa Platinum

      Editorial take: Capital One Walmart Rewards Mastercard

      Common questions

      Which card has the bigger sign-up bonus, USAA Secured Visa Platinum or Capital One Walmart Rewards Mastercard?
      The USAA Secured Visa Platinum has a public bonus (None, worth roughly $0), while the Capital One Walmart Rewards Mastercard doesn't advertise one right now.
      Is the USAA Secured Visa Platinum's $0 annual fee worth it compared to the Capital One Walmart Rewards Mastercard?
      The USAA Secured Visa Platinum has no annual fee, so the question is whether the Capital One Walmart Rewards Mastercard's $0 fee is justified by its perks. If you'll use enough of the Capital One Walmart Rewards Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the USAA Secured Visa Platinum.
      Can I have both the USAA Secured Visa Platinum and Capital One Walmart Rewards Mastercard?
      Yes, since they're from different issuers (USAA and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the USAA Secured Visa Platinum or the Capital One Walmart Rewards Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. USAA Secured Visa Platinum: $0 spend in 0 months. Capital One Walmart Rewards Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.