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US Bank Triple Cash Rewards Business vs Wells Fargo Active Cash Card
Both are well-respected travel cards. The US Bank Triple Cash Rewards Business comes from U.S. Bank at $0/yr; the Wells Fargo Active Cash Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($550 more in estimated value) than the Wells Fargo Active Cash Card's. Get the US Bank Triple Cash Rewards Business first; revisit the Wells Fargo Active Cash Card after you've earned that bonus.
| Feature | US Bank Triple Cash Rewards Business | Wells Fargo Active Cash Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 cash back | $200 cash rewards |
| Bonus value (est.) | $750 | $200 |
| Min spend to unlock bonus | $6,000 in 6 mo | $500 in 3 mo |
| Issuer | U.S. Bank | Wells Fargo |
| Card category | business | cashback |
| Best earning category (Travel_center_prepaid) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
US Bank Triple Cash Rewards Business
$0/yr · $750 cash back
Read the full review
Wells Fargo Active Cash Card
$0/yr · $200 cash rewards
Editorial take: Wells Fargo Active Cash Card
Common questions
- Which card has the bigger sign-up bonus, US Bank Triple Cash Rewards Business or Wells Fargo Active Cash Card?
- The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus $200 cash rewards (~$200) on the Wells Fargo Active Cash Card.
- Is the US Bank Triple Cash Rewards Business's $0 annual fee worth it compared to the Wells Fargo Active Cash Card?
- The US Bank Triple Cash Rewards Business has no annual fee, so the question is whether the Wells Fargo Active Cash Card's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Active Cash Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the US Bank Triple Cash Rewards Business.
- Can I have both the US Bank Triple Cash Rewards Business and Wells Fargo Active Cash Card?
- Yes, since they're from different issuers (U.S. Bank and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the US Bank Triple Cash Rewards Business or the Wells Fargo Active Cash Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. US Bank Triple Cash Rewards Business: $6,000 spend in 6 months. Wells Fargo Active Cash Card: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.