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US Bank Triple Cash Rewards Business vs USAA Rewards Visa Signature

Both are well-respected travel cards. The US Bank Triple Cash Rewards Business comes from U.S. Bank at $0/yr; the USAA Rewards Visa Signature from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($725 more in estimated value) than the USAA Rewards Visa Signature's. Get the US Bank Triple Cash Rewards Business first; revisit the USAA Rewards Visa Signature after you've earned that bonus.

FeatureUS Bank Triple Cash Rewards BusinessUSAA Rewards Visa Signature
Annual fee$0$0
Sign-up bonus$750 cash back2,500 USAA Rewards points
Bonus value (est.)$750$25
Min spend to unlock bonus$6,000 in 6 mo$0 in 0 mo
IssuerU.S. BankUSAA
Card categorybusinessrewards
Best earning category (Travel_center_prepaid)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      US Bank Triple Cash Rewards Business
      $0/yr · $750 cash back
      Read the full review
      USAA Rewards Visa Signature
      $0/yr · 2,500 USAA Rewards points

      Editorial take: US Bank Triple Cash Rewards Business

      Editorial take: USAA Rewards Visa Signature

      Common questions

      Which card has the bigger sign-up bonus, US Bank Triple Cash Rewards Business or USAA Rewards Visa Signature?
      The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus 2,500 USAA Rewards points (~$25) on the USAA Rewards Visa Signature.
      Is the US Bank Triple Cash Rewards Business's $0 annual fee worth it compared to the USAA Rewards Visa Signature?
      The US Bank Triple Cash Rewards Business has no annual fee, so the question is whether the USAA Rewards Visa Signature's $0 fee is justified by its perks. If you'll use enough of the USAA Rewards Visa Signature's benefits to clear $0 in value annually, it's worth it; otherwise stick with the US Bank Triple Cash Rewards Business.
      Can I have both the US Bank Triple Cash Rewards Business and USAA Rewards Visa Signature?
      Yes, since they're from different issuers (U.S. Bank and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the US Bank Triple Cash Rewards Business or the USAA Rewards Visa Signature first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. US Bank Triple Cash Rewards Business: $6,000 spend in 6 months. USAA Rewards Visa Signature: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.