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US Bank Triple Cash Rewards Business vs USAA Rate Advantage Visa Platinum
Both are well-respected travel cards. The US Bank Triple Cash Rewards Business comes from U.S. Bank at $0/yr; the USAA Rate Advantage Visa Platinum from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the USAA Rate Advantage Visa Platinum's. Get the US Bank Triple Cash Rewards Business first; revisit the USAA Rate Advantage Visa Platinum after you've earned that bonus.
| Feature | US Bank Triple Cash Rewards Business | USAA Rate Advantage Visa Platinum |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 cash back | None |
| Bonus value (est.) | $750 | $0 |
| Min spend to unlock bonus | $6,000 in 6 mo | $0 in 0 mo |
| Issuer | U.S. Bank | USAA |
| Card category | business | rewards |
| Best earning category (Travel_center_prepaid) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
US Bank Triple Cash Rewards Business
$0/yr · $750 cash back
Read the full review
USAA Rate Advantage Visa Platinum
$0/yr · None
Editorial take: USAA Rate Advantage Visa Platinum
Common questions
- Which card has the bigger sign-up bonus, US Bank Triple Cash Rewards Business or USAA Rate Advantage Visa Platinum?
- The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus None (~$0) on the USAA Rate Advantage Visa Platinum.
- Is the US Bank Triple Cash Rewards Business's $0 annual fee worth it compared to the USAA Rate Advantage Visa Platinum?
- The US Bank Triple Cash Rewards Business has no annual fee, so the question is whether the USAA Rate Advantage Visa Platinum's $0 fee is justified by its perks. If you'll use enough of the USAA Rate Advantage Visa Platinum's benefits to clear $0 in value annually, it's worth it; otherwise stick with the US Bank Triple Cash Rewards Business.
- Can I have both the US Bank Triple Cash Rewards Business and USAA Rate Advantage Visa Platinum?
- Yes, since they're from different issuers (U.S. Bank and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the US Bank Triple Cash Rewards Business or the USAA Rate Advantage Visa Platinum first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. US Bank Triple Cash Rewards Business: $6,000 spend in 6 months. USAA Rate Advantage Visa Platinum: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.