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U.S. Bank Shopper Cash Rewards Visa Signature Card vs US Bank Triple Cash Rewards Business
Both are well-respected travel cards. The U.S. Bank Shopper Cash Rewards Visa Signature Card comes from U.S. Bank at $95/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | U.S. Bank Shopper Cash Rewards Visa Signature Card | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | $250 cash back bonus | |
| Bonus value (est.) | $250 | - |
| Min spend to unlock bonus | $2,000 in 4 mo | - |
| Issuer | U.S. Bank | U.S. Bank |
| Card category | cashback | business |
| Best earning category (Selected_two_retailers_first_1500_quarterly_combined) | 6x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
U.S. Bank Shopper Cash Rewards Visa Signature Card
$95/yr · $250 cash back bonus
Read the full review
US Bank Triple Cash Rewards Business
$0/yr ·
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, U.S. Bank Shopper Cash Rewards Visa Signature Card or US Bank Triple Cash Rewards Business?
- The U.S. Bank Shopper Cash Rewards Visa Signature Card has a public bonus ($250 cash back bonus, worth roughly $250), while the US Bank Triple Cash Rewards Business doesn't advertise one right now.
- Is the U.S. Bank Shopper Cash Rewards Visa Signature Card's $95 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- At $95/yr, the U.S. Bank Shopper Cash Rewards Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Triple Cash Rewards Business's, pick the one whose perks you'll actually use.
- Can I have both the U.S. Bank Shopper Cash Rewards Visa Signature Card and US Bank Triple Cash Rewards Business?
- Yes, though both are issued by U.S. Bank so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the U.S. Bank Shopper Cash Rewards Visa Signature Card or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Shopper Cash Rewards Visa Signature Card: $2,000 spend in 4 months. US Bank Triple Cash Rewards Business: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.