Editorial take: United Explorer Card
Solid for United flyers. The free checked bag and 2 United Club passes per year add up, and the 70k + 10k AU bonus is a great starting point for domestic award flights. $0 intro annual fee, then $150.
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Side-by-side
United Explorer Card vs U.S. Bank Shopper Cash Rewards Visa Signature Card
Both are well-respected travel cards. The United Explorer Card comes from Chase at $150/yr; the U.S. Bank Shopper Cash Rewards Visa Signature Card from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Explorer Card is the stronger pick today, the sign-up bonus is meaningfully larger ($790 more in estimated value) than the U.S. Bank Shopper Cash Rewards Visa Signature Card's. Get the United Explorer Card first; revisit the U.S. Bank Shopper Cash Rewards Visa Signature Card after you've earned that bonus.
| Feature | United Explorer Card | U.S. Bank Shopper Cash Rewards Visa Signature Card |
|---|---|---|
| Annual fee | $150 | $95 |
| Sign-up bonus | 70,000 miles + 10,000 AU bonus | $250 cash back bonus |
| Bonus value (est.) | $1,040 | $250 |
| Min spend to unlock bonus | $3,000 in 3 mo | $2,000 in 4 mo |
| Issuer | Chase | U.S. Bank |
| Card category | airline | cashback |
| Best earning category (United) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
United Explorer Card
$150/yr · 70,000 miles + 10,000 AU bonus
Read the full review
U.S. Bank Shopper Cash Rewards Visa Signature Card
$95/yr · $250 cash back bonus
Editorial take: U.S. Bank Shopper Cash Rewards Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, United Explorer Card or U.S. Bank Shopper Cash Rewards Visa Signature Card?
- The United Explorer Card has the bigger bonus, 70,000 miles + 10,000 AU bonus, worth roughly $1,040, versus $250 cash back bonus (~$250) on the U.S. Bank Shopper Cash Rewards Visa Signature Card.
- Is the United Explorer Card's $150 annual fee worth it compared to the U.S. Bank Shopper Cash Rewards Visa Signature Card?
- At $150/yr, the United Explorer Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Shopper Cash Rewards Visa Signature Card's, pick the one whose perks you'll actually use.
- Can I have both the United Explorer Card and U.S. Bank Shopper Cash Rewards Visa Signature Card?
- Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the United Explorer Card or the U.S. Bank Shopper Cash Rewards Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. United Explorer Card: $3,000 spend in 3 months. U.S. Bank Shopper Cash Rewards Visa Signature Card: $2,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.