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TD First Class Visa Signature Credit Card vs U.S. Bank Shopper Cash Rewards Visa Signature Card
Both are well-respected travel cards. The TD First Class Visa Signature Credit Card comes from TD Bank at $89/yr; the U.S. Bank Shopper Cash Rewards Visa Signature Card from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | TD First Class Visa Signature Credit Card | U.S. Bank Shopper Cash Rewards Visa Signature Card |
|---|---|---|
| Annual fee | $89 | $95 |
| Sign-up bonus | 25,000 bonus miles | $250 cash back bonus |
| Bonus value (est.) | $250 | $250 |
| Min spend to unlock bonus | $3,000 in 6 mo | $2,000 in 4 mo |
| Issuer | TD Bank | U.S. Bank |
| Card category | travel | cashback |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
TD First Class Visa Signature Credit Card
$89/yr · 25,000 bonus miles
Read the full review
U.S. Bank Shopper Cash Rewards Visa Signature Card
$95/yr · $250 cash back bonus
Editorial take: U.S. Bank Shopper Cash Rewards Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, TD First Class Visa Signature Credit Card or U.S. Bank Shopper Cash Rewards Visa Signature Card?
- The two cards offer comparable sign-up bonuses around $250. Pick based on which earning categories you actually use.
- Is the TD First Class Visa Signature Credit Card's $89 annual fee worth it compared to the U.S. Bank Shopper Cash Rewards Visa Signature Card?
- At $89/yr, the TD First Class Visa Signature Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Shopper Cash Rewards Visa Signature Card's, pick the one whose perks you'll actually use.
- Can I have both the TD First Class Visa Signature Credit Card and U.S. Bank Shopper Cash Rewards Visa Signature Card?
- Yes, since they're from different issuers (TD Bank and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the TD First Class Visa Signature Credit Card or the U.S. Bank Shopper Cash Rewards Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. TD First Class Visa Signature Credit Card: $3,000 spend in 6 months. U.S. Bank Shopper Cash Rewards Visa Signature Card: $2,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.