Nordstrom Visa Signature Card vs TD First Class Visa Signature Credit Card

Common questions

Which card has the bigger sign-up bonus, Nordstrom Visa Signature Card or TD First Class Visa Signature Credit Card?

The TD First Class Visa Signature Credit Card has a public bonus (25,000 bonus miles, worth roughly $250), while the Nordstrom Visa Signature Card doesn't advertise one right now.

Is the Nordstrom Visa Signature Card's $0 annual fee worth it compared to the TD First Class Visa Signature Credit Card?

The Nordstrom Visa Signature Card has no annual fee, so the question is whether the TD First Class Visa Signature Credit Card's $89 fee is justified by its perks. If you'll use enough of the TD First Class Visa Signature Credit Card's benefits to clear $89 in value annually, it's worth it; otherwise stick with the Nordstrom Visa Signature Card.

Can I have both the Nordstrom Visa Signature Card and TD First Class Visa Signature Credit Card?

Yes, though both are issued by TD Bank so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Nordstrom Visa Signature Card or the TD First Class Visa Signature Credit Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Nordstrom Visa Signature Card: no published min spend. TD First Class Visa Signature Credit Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.