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Macy's American Express Card vs US Bank Business Cash Rewards World Elite Mastercard
Both are well-respected travel cards. The Macy's American Express Card comes from Department Stores National Bank at $0/yr; the US Bank Business Cash Rewards World Elite Mastercard from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Macy's American Express Card | US Bank Business Cash Rewards World Elite Mastercard |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | ||
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Department Stores National Bank | U.S. Bank |
| Card category | cashback | business |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Macy's American Express Card
$0/yr ·
Read the full review
US Bank Business Cash Rewards World Elite Mastercard
$0/yr ·
Editorial take: US Bank Business Cash Rewards World Elite Mastercard
Common questions
- Which card has the bigger sign-up bonus, Macy's American Express Card or US Bank Business Cash Rewards World Elite Mastercard?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Macy's American Express Card's $0 annual fee worth it compared to the US Bank Business Cash Rewards World Elite Mastercard?
- The Macy's American Express Card has no annual fee, so the question is whether the US Bank Business Cash Rewards World Elite Mastercard's $0 fee is justified by its perks. If you'll use enough of the US Bank Business Cash Rewards World Elite Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Macy's American Express Card.
- Can I have both the Macy's American Express Card and US Bank Business Cash Rewards World Elite Mastercard?
- Yes, since they're from different issuers (Department Stores National Bank and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Macy's American Express Card or the US Bank Business Cash Rewards World Elite Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Macy's American Express Card: no published min spend. US Bank Business Cash Rewards World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.