Lowe's Business Rewards Card from American Express vs Wells Fargo Signify Business Cash
Both are business travel cards. The Lowe's Business Rewards Card from American Express comes from American Express at $0/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Lowe's Business Rewards Card from American Express | Wells Fargo Signify Business Cash |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $100 statement credit | |
| Bonus value (est.) | $100 | - |
| Min spend to unlock bonus | $1,000 in 3 mo | - |
| Issuer | American Express | Wells Fargo |
| Card category | business | business |
| Best earning category (Lowes) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Wells Fargo Signify Business Cash
Common questions
- Which card has the bigger sign-up bonus, Lowe's Business Rewards Card from American Express or Wells Fargo Signify Business Cash?
- The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Wells Fargo Signify Business Cash doesn't advertise one right now.
- Is the Lowe's Business Rewards Card from American Express's $0 annual fee worth it compared to the Wells Fargo Signify Business Cash?
- The Lowe's Business Rewards Card from American Express has no annual fee, so the question is whether the Wells Fargo Signify Business Cash's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Signify Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Lowe's Business Rewards Card from American Express.
- Can I have both the Lowe's Business Rewards Card from American Express and Wells Fargo Signify Business Cash?
- Yes, since they're from different issuers (American Express and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Lowe's Business Rewards Card from American Express or the Wells Fargo Signify Business Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Lowe's Business Rewards Card from American Express: $1,000 spend in 3 months. Wells Fargo Signify Business Cash: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
