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Lowe's Business Rewards Card from American Express vs US Bank Triple Cash Rewards Business

Both are business travel cards. The Lowe's Business Rewards Card from American Express comes from American Express at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($650 more in estimated value) than the Lowe's Business Rewards Card from American Express's. Get the US Bank Triple Cash Rewards Business first; revisit the Lowe's Business Rewards Card from American Express after you've earned that bonus.

FeatureLowe's Business Rewards Card from American ExpressUS Bank Triple Cash Rewards Business
Annual fee$0$0
Sign-up bonus$100 statement credit$750 cash back
Bonus value (est.)$100$750
Min spend to unlock bonus$1,000 in 3 mo$6,000 in 6 mo
IssuerAmerican ExpressU.S. Bank
Card categorybusinessbusiness
Best earning category (Lowes)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Lowe's Business Rewards Card from American Express
      $0/yr · $100 statement credit
      Read the full review
      US Bank Triple Cash Rewards Business
      $0/yr · $750 cash back

      Editorial take: Lowe's Business Rewards Card from American Express

      Editorial take: US Bank Triple Cash Rewards Business

      Common questions

      Which card has the bigger sign-up bonus, Lowe's Business Rewards Card from American Express or US Bank Triple Cash Rewards Business?
      The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.
      Is the Lowe's Business Rewards Card from American Express's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
      The Lowe's Business Rewards Card from American Express has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Lowe's Business Rewards Card from American Express.
      Can I have both the Lowe's Business Rewards Card from American Express and US Bank Triple Cash Rewards Business?
      Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Lowe's Business Rewards Card from American Express or the US Bank Triple Cash Rewards Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Lowe's Business Rewards Card from American Express: $1,000 spend in 3 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.