Lowe's Business Rewards Card from American Express vs U.S. Bank Business Altitude Connect

Common questions

Which card has the bigger sign-up bonus, Lowe's Business Rewards Card from American Express or U.S. Bank Business Altitude Connect?

The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the U.S. Bank Business Altitude Connect doesn't advertise one right now.

Is the Lowe's Business Rewards Card from American Express's $0 annual fee worth it compared to the U.S. Bank Business Altitude Connect?

The Lowe's Business Rewards Card from American Express has no annual fee, so the question is whether the U.S. Bank Business Altitude Connect's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Altitude Connect's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Lowe's Business Rewards Card from American Express.

Can I have both the Lowe's Business Rewards Card from American Express and U.S. Bank Business Altitude Connect?

Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Lowe's Business Rewards Card from American Express or the U.S. Bank Business Altitude Connect first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Lowe's Business Rewards Card from American Express: $1,000 spend in 3 months. U.S. Bank Business Altitude Connect: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.