Lowe's Business Rewards Card from American Express vs Macy's American Express Card

Common questions

Which card has the bigger sign-up bonus, Lowe's Business Rewards Card from American Express or Macy's American Express Card?

The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Macy's American Express Card doesn't advertise one right now.

Is the Lowe's Business Rewards Card from American Express's $0 annual fee worth it compared to the Macy's American Express Card?

The Lowe's Business Rewards Card from American Express has no annual fee, so the question is whether the Macy's American Express Card's $0 fee is justified by its perks. If you'll use enough of the Macy's American Express Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Lowe's Business Rewards Card from American Express.

Can I have both the Lowe's Business Rewards Card from American Express and Macy's American Express Card?

Yes, since they're from different issuers (American Express and Department Stores National Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Lowe's Business Rewards Card from American Express or the Macy's American Express Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Lowe's Business Rewards Card from American Express: $1,000 spend in 3 months. Macy's American Express Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.