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Home Depot Commercial Revolving Charge Card vs Wells Fargo Active Cash Card
Both are well-respected travel cards. The Home Depot Commercial Revolving Charge Card comes from Citi Retail Services at $0/yr; the Wells Fargo Active Cash Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Home Depot Commercial Revolving Charge Card | Wells Fargo Active Cash Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $200 cash rewards | |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | - | - |
| Issuer | Citi Retail Services | Wells Fargo |
| Card category | business | cashback |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Home Depot Commercial Revolving Charge Card
$0/yr ·
Read the full review
Wells Fargo Active Cash Card
$0/yr · $200 cash rewards
Editorial take: Wells Fargo Active Cash Card
Common questions
- Which card has the bigger sign-up bonus, Home Depot Commercial Revolving Charge Card or Wells Fargo Active Cash Card?
- The Wells Fargo Active Cash Card has a public bonus ($200 cash rewards, worth roughly $200), while the Home Depot Commercial Revolving Charge Card doesn't advertise one right now.
- Is the Home Depot Commercial Revolving Charge Card's $0 annual fee worth it compared to the Wells Fargo Active Cash Card?
- The Home Depot Commercial Revolving Charge Card has no annual fee, so the question is whether the Wells Fargo Active Cash Card's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Active Cash Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Home Depot Commercial Revolving Charge Card.
- Can I have both the Home Depot Commercial Revolving Charge Card and Wells Fargo Active Cash Card?
- Yes, since they're from different issuers (Citi Retail Services and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Home Depot Commercial Revolving Charge Card or the Wells Fargo Active Cash Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Home Depot Commercial Revolving Charge Card: no published min spend. Wells Fargo Active Cash Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.